For many years we have offered Public and Products Liability cover with a standard limit of indemnity of £5 Million with the option to increase the limit of indemnity to £10 Million for an additional charge.
Given recent court decisions/judgements we recognise that there is an increasing liability exposure to our Farm & Estate clients.
In order to ensure that more extensive protection is provided, we have increased our standard Public and Products Liability limit of indemnity to £10 Million for the majority of farm risks and many diversifications*. The increased limit is applicable on all new policies with immediate effect. Existing clients will automatically receive the enhanced limit on renewals with effect from 1st May 2017.
*Inner limits apply to certain activities – please refer to the policy schedule for full details. Where inner limits apply, increased limits of indemnity may be available for an additional premium – please contact us for further information.
For our latest change we have taken the collective views from numerous brokers on how to improve the layout of our motor policy schedule. We have been conscious for some time now that we may have been overloading you with either paperwork or an electronic document that takes up too much storage. Our new concise schedule has up to 50% less pages as well as a much clearer design.