From smallholders to country estates, our new policy offers greater protection for many aspects of farming and estate businesses including private buildings, contents and personal possessions. Our policy now includes the following covers as standard:
Matching Sets, Suites, Groups and Collections - We will pay for the cost of replacing an undamaged or unbroken item of a set or suite where replacements cannot be matched up to a maximum of £5,000 for any one pair or set
Trace & Access - Where Domestic and/ or Farm Buildings are insured, we will pay up to £25,000 in locating the source and subsequent making good of damage resulting from escape of oil/ water and accidental damage to cables, underground pipes and drains serving the property
Intention to Insure - Where Domestic and/ or Farm Buildings are insured, we may cover damage to buildings which the policyholder has inadvertently left uninsured up to a maximum of £500,000 any one location
Loss of Metered Water – limit increased to £5,000
Cattle Passports - Where Section 6 Money is operative, we will automatically provide cover for cattle passports up to a limit of £250,000
Asbestos Debris Removal - We will pay up to £50,000 for removal of Asbestos Debris under Section 2 Material Damage
Additional Increased Costs of Working - We will pay up to £25,000 in respect of additional expenditure beyond that recoverable under loss of Gross Revenue cover
Public Liability for Groundworks - Depth limit increased to 3 metres
Environmental Liabilities - £1,000,000 limit of indemnity
Family and Commercial Legal Protection – cover provided by DAS Legal Expenses Insurance Company Ltd
We have also added many additional extensions and increased the limits on existing extensions. View full details of policy enhancements.
For full details of cover enhancements, please refer to our new policy wording.